|Brick and Mortar||
A brick-and-mortar business is one that operates one or more retail shops to serve local customers. The opposite of a brick-and-mortar business is an e-commerce business, which accepts purchases online rather than in person. In the payments industry, a similar distinction may be made using the terms "card present" and "card not present." Many businesses have both e-commerce and brick-and-mortar storefronts.